It is almost here.....

May 26th, 2011.  A day that will either live in infamy or be a great day in my life.

 Now, let me clarify a little bit.  I am in no way putting that day in the same realm as anything truly important in my life like the day I met Meggie, my wedding day, the day Noah was born, etc.  It could merely be a great day in terms of those great days you have when the event doesn't really matter, you just look forward to it more than you should and actually find yourself nervous before the meaningless event take place.  Now, where was I?  Ah, yes....

In a scant nine days The Hangover Part II will be released.  I will be very honest with you, I truly cannot wait for this movie to come out. There is a good chance I will see it multiple times the first weekend.  I want to love this movie, I want them to catch lightening in a bottle twice, I want to be as impressed by the structure of the movie as I was when I saw the original.  But I am very afraid I won't be.  The original Hangover was just that. Original.  It took an overused premis and turned it on its ear.  It told the story of what happened in a night without ever really showing us that night.  Add to that the chemistry of the performers, a script that was able to base that crazy night in some form of reality.

Will the Part II be able to accomplish the same things?  From the previews we have seen that the delivery style will be the same.  So will it seem stale?  Will the actors be able to connect with the audience with the characters being familiar (and thus giving the audience expectations) rather than unknown?  I hope so.  I don't want to leave the theater feeling the way I did after seeing Star Wars Episode I or Indiana Jones & the Kingdom of the Crystal Skull.  I am hoping for a Dark Knight experience.  I want to leave the theater knowing it was as good if not better than the original.  I know this is typically the exception and not the rule.  But as I said... I hope.

             "Hope is a good thing, maybe the best of things, and no good thing ever dies."
                    ~ Andy Dufresne
                      The Shawshank Redemption

A Great Mortgage Product

I am a mortgage officer.  Most of you know this. It has not been a great few years in my chosen industry.  Houses are not selling the way they did just three years ago, lenders have discontinued loan products, and there have been more foreclosures than any of us care to think about.  However, out of this trouble, a great mortgage product has arrived.  Fannie Mae has created the HomePath Mortgage to aid buyers in financing its foreclosed properties.  This will allow a buyer to purchase a home for as little as a 3% down payment, with no mortgage insurance, and no appraisal necessary.  The rates will be slightly higher than a typical Conventional or FHA loan, however the payments are lower and more of the payment goes toward principal and interest because there is no mortgage insurance.

So all that to say this, if you are looking for a house, call me I can tell you which homes in the area you are looking for qualify for HomePath and prequalify you for the loan.  If you are a buyer's real estate agent, call me and I will tell you how to find the houses that qualify and prequalify your buyer.  And if you are a real estate agent that wants to list HomePath properties, call me I can help you get that done as well.

Thanks for reading.  I promise the next entry won't be about work.

Adam
avelasco@keystonemg.net
(865) 207-3550